I Tried To Keep A Budget For One Month & Here’s What Happened Betches

If you’ve read any of my other clauses, you know I’m all about has become a betch on a budget. But I have a admission. I don’t actually “budget” my fund. Sorry, I’m a fraud.

To give back your trust, I decided to turn things up a notch for a few months and set hard limits on how much I can spend on browse, going out, groceries, and literally all else. Here’s how it went down.

Part 1: My Design

TBH I had a head start when it came to managing my funds. I’ve been tracking how much fund I make and how much I spend for the last three years. No, I don’t use an app designed for the purposes of our precise role. How do I do it? Yup, you predicted it! I generated my very own color-coded, personally-customized spreadsheet, complete with formulae, monthly summaries, and labels galore. But I don’t budget anything. I literally simply tally up how much be coming back and how much travels out every month, then cry about how much I could’ve saved.

Here’s how much I usually expend every month:
Shopping : $100
Moving Out : $300
Groceries : $200
Coffee : $100
Gas : $250
Bills : ~$ 2,000
Total : $2,950

I promise I didn’t exactly draw those amounts out of thin air. To prove it, here’s a screenshot from my spreadsheet so you can see what the weekly injury typically was like:


As you can see, I adoration egg sandwiches, but those luscious bad sons add up. So do groceries, and lattes, and sushi lunches. I obviously had to reel it in to save any money. I had to try to invest as little as is practicable on everything I’m generally so carefree about.

Here are the hard limits I planned to enforce for the month:
Shopping :$ 0
Travelling Out : $100
Groceries : $200
Coffee : $50
Gas : $200
Bills : ~$ 2,000
Total : $2,550

I planned to cut back my expend by $400.

* mouthful*

Part 2: What Happened( By Category )


Since my monthly allowance was a whopping zero dollars, I wasn’t supposed to store. At all.Instagram

Whereas I’d commonly fall for sponsored Instagram fashion posts on the regular and probability taking a $10 loss on lingerie from China I’ll never wear, I had to not do that. Do you know how hard it is to close out of a website full of amazing copes, or scroll past an ad for super cheap bikinis? REAL HARD.

Anyway, I had ants in my apartment for the first time ever so, of course, I had to blow my restriction on something super boring like ant traps. So I went to Target to buy them and bought one box instead of two to save $5. I could’ve exclusively spent$ 5, but I culminated up spend $24 because I also needed nail polish, and then I found a cute bra on clearance…because it’s Target and no one is marches out of Target with only what they originally came for. Don’t reviewer me.

Goal Spend : $ 0
Actual Spend : $24
Pass/ Fail: FAIL

Going Out

I rarely go out to bars, but I always go out to eat, which is where a lot of my money moves every month. The month I was budgeting, I only went out a few times and continue my orders to a minimum when I did. I also tell people treat me to dinner or a glas for once in “peoples lives”, so I didn’t have to be a total hermit. Shout out to my real ones. #blessed. It was a struggle fighting off all of my brunch, sushi, and margarita cravings–but I did it!

Goal Spend : $100
Actual Spend : $86
Pass/ Fail: Pass


I have a huge appetite, and I f* cking adore nutrient. So, yeah, I basically deprived this month. Jk. I was just forced to eat and cook the stuff that’s been in my fridge and pantry, when I’d normally go out to eat and tell perfectly good groceries go to waste.

I pushed myself to get only what I necessity, when I’d ordinarily buy a ton of brand-new snacks and random sh* t that caught my see while straying around Whole Foods and Trader Joe’s. I also meal prepped for the week and tried to not eat all of it in two days. And I succeeded.

Goal Spend : $200
Actual Spend : $194
Pass/ Fail: Pass


I write for a living, and I desire get my job done from coffee shop 3-4x/ week. But a$ 5 almond milk latte with cinnamon plus $ 1 gratuity every time I smack Starbucks or my neighbourhood coffee shop adds up to almost $100/ month on coffee that I could brew at home for free. This month, I basically wielded from residence more frequently and went to the coffee shop less often to save a few bucks. Not much else to document here. Love you, caffeine.

Goal Spend : $50
Actual Spend : $37
Pass/ Fail: Pass


When I’m not at the gym, on my couch, or hanging with friends, I drive around aimlessly for hours. Weird? Let’s call it therapeutic. Doing this obviously ingests up gas. I drive a Jeep that replenishes up at around $30/ tank. $30 in gas for a few weeks can readily become $60 if I end up driving to the Hamptons just to look at crazy houses two times per week. Shut up, it’s muse and motivation to achieve my aim. I stopped doing this, though, and apply my time to better use instead–and certainly saved some cash in the process.

Goal Spend : $200
Actual Spend : $126
Pass/ Fail: Pass


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I’m too expensive for myself @hannahmlplanet

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Between my hire, telephone, car, phone insurance, car insurance, Netflix, and other little expenditures that pop up, like doctor sees and monthly cloud storage subscriptions, I spend about $2,000 every month in bills. Bills are a must, so I couldn’t reel that in any more than I already have.

Goal Spend : ~$ 2,000
Actual Spend : ~$ 2,000
Pass/ Fail: Pass?

Part 3: Final Results& Thoughts

Here are the final counts:
Shopping : $24
Travelling Out : $86
Groceries : $194
Coffee : $37
Gas : $126
Bills : ~$ 2,000

Usual Monthly Spend: $2,950
Total Goal Spend: $2,550
Total Amount Spent: $2,467
Total Goal Saved: $400
Total Amount Saved: $483

I was able to save virtually $500 just by budgeting my spending for a few months! Not shocking, but surely difficult.


I realized that I expend WAY too much fund on unnecessary sh* t when I could be saving it instead. I have purposes, like eventually owning a house and traveling the world, so I need to be more mindful about where my fund is being thrown around in order to achieve those goals.

As tough as it was to fight the push to get an egg sandwich or a margarita when I urgently implored one, it felt awesome to activity willpower that I didn’t know I had, and save money while doing it.

Moral of the storey : Budgeting your money is 100% possible and 200% merit the struggle when you have hundreds of additional dollars laying around at the end of the month. Do it.

Second moral of the storey : I genuinely only need to be a gazillionaire who doesn’t is therefore necessary to budget her funds anymore. Venmo me, plz.

Images: Giphy( 2 ); @ morganmandriota, @betchesluvthis/ Twitter; @betches/ Instagram

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